Myblue Silver 2237 Reviews (2024)

FAQs

Is Florida Blue HMO good? ›

Members give high marks: Member experience ratings on metrics like customer service and getting needed care are above the average for major providers. Mix of plans: Florida Blue offers both HMO and PPO plans, giving members more options for care.

Florida Blue Medicare Advantage plans let you visit 90% of all doctors and hospitals in America. However, its plans are expensive and below average in quality. You can see a large network of doctors with a Florida Blue Medicare Advantage plan. Customers also get a wide range of benefits.

This health insurance plan is for individuals and families with an annual gross income between 151% to 200% of the federal poverty level (FPL), who also meet other applicable guidelines. This would be a good plan for a 40-year-old with an income between 150% ($18,090) and 200% ($24,120).

Florida Blue reviews FAQs

Florida Blue has an overall rating of 3.9 out of 5, based on over 1,310 reviews left anonymously by employees. 78% of employees would recommend working at Florida Blue to a friend and 75% have a positive outlook for the business. This rating has been stable over the past 12 months.

HMO plans typically have lower monthly premiums. You can also expect to pay less out of pocket. PPOs tend to have higher monthly premiums in exchange for the flexibility to use providers both in and out of network without a referral.

Blue Cross Blue Shield is our pick for the best provider overall, with a wide selection of plan types and metal tiers, and the best quality and customer experience rating of any provider on this list. If you want a company that offers many health management plans, Oscar or Aetna are better picks.

Restrictive networks

In some cases, you'll have a higher share of costs when you see an out-of-network doctor. In other cases, you're not covered at all if you go out of network. This is particularly important if you travel a lot because Medicare Advantage plans generally don't provide out-of-state coverage.

Also, with an HMO plan, unless it's an emergency, you only have coverage for care and supplies from providers in your plan's network. Our PPO plans, BlueOptions and BlueSelect, do offer out-of-network coverage and you can manage your care, including choosing doctors and specialists, on your own.

A Silver health plan is a good choice for many people, because it balances premium and out of pocket medical costs. However, if you are young, do not anticipate using insurance often and have significant amounts of cash in savings, you may find that you save money with a Bronze or catastrophic plan.

What is the maximum out-of-pocket for the Silver Plan? ›

You'll have a lower "out-of-pocket maximum." This means the total amount you'd have to pay in a year if you used a lot of care, like if you got seriously sick or had an accident, would be lower. Instead of $5,000, your out-of-pocket maximum for a particular Silver plan could be $3,000.

One of 4 categories of Health Insurance Marketplace ^® plans (sometimes called “metal levels”). Silver plans fall about in the middle: You pay moderate monthly premiums and moderate costs when you need care.

While BCBS boasts a national network, Florida Blue's plan network typically extends only within Florida. Exceptions: Certain Florida Blue plans, particularly Federal Employee Program (FEP) plans offered to federal employees nationwide, may offer broader network coverage encompassing other states.

GuideWell

Blue Cross and Blue Shield of Florida / Parent organization

Florida Blue is a not-for- profit, policyholder-owned, tax-paying mutual company. Headquartered in Jacksonville, Fla., it is an independent licensee of the Blue Cross and Blue Shield Association, an association of independent Blue Cross and Blue Shield companies.

Fill prescriptions for non-specialty generic and brand name drugs at your local participating retail pharmacy, including national chains, such as Walgreens and Walmart.

We want to make it as easy for you to get the regular and preventive screenings you need to stay healthy and happy. BlueDental plans cover at least two regular exams and cleanings a year at little or no cost when seeing an in-network dentist. BlueVision plans include an annual eye exam with a $10 copay.